Best Merchant Services of March 2024

Helcim

Get an estimated monthly cost for your business.

5.0/5

Best for Overall option

In-person: 0.4% + $0.08

Online: 0.5% + $0.25

Plus interchange

$0.00

Get an estimated monthly cost for your business.

Square POS

5.0/5

Best for Flat-rate option

In-person: 2.6% + $0.10

Online: 2.9% + $0.30


$0.00

and up.

Stripe

5.0/5

Best for Flat rate for online sales

In-person: 2.7% + $0.05

Online: 2.9% + $0.30


$0.00

National Processing

5.0/5

Best for Free terminal

2.5% + $0.10

for Basic In-Person Package.

$9.95

for Basic In-Person Package.

Payment Depot

4.0/5

Best for High sales volume

0.2% + $0.00

to 1.95%, plus interchange.

$79.00

and up.

U.S. Bank Merchant Services

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on U.S. Bank Merchant Services’ secure website

4.5/5

Best for Fast deposits

In-person: 2.6% + $0.10

Online: 2.9% + $0.30


$0.00

and up.

Learn more

on U.S. Bank Merchant Services’ secure website

Chase Payment Solutions℠

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on Chase Payment Solutions℠’s secure website

4.5/5

Best for Built-in banking partner

In-person: 2.6% + $0.10

Online: 2.9% + $0.25


$0.00

Monthly fee in some instances.

Learn more

on Chase Payment Solutions℠’s secure website

PaymentCloud

4.5/5

Best for High-risk businesses

2.4% + $0.10

to 3.5% + $0.25 on average.

$0.00

to $50.

Dharma Merchant Services

4.5/5

Best for Nonprofits

In-person: 0.15% + $0.08

Online: 0.2% + $0.11

Plus interchange

$15.00

for most industries; $12 for nonprofits.

QuickBooks Payments

4.5/5

Best for QuickBooks loyalists

In-person: 2.5% + $0.00

Online: 2.99% + $0.00


$0.00

QuickBooks subscription required.

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