PhotonPay, an innovative digital financial infrastructure service provider, has announced a strategic partnership with Coshine, a global leader in payment processing services and infrastructure, to optimize the capability of Photon Card through its issuer processing services.
With Coshine’s outstanding financial infrastructure capabilities, advanced APIs, 20 years of experience in the payment system field, and independent 3D Secure solution, Photon Card offers enhanced flexibility, usability, and security. This empowers customers to achieve a more efficient, transparent, secure, and cost-effective payment experience worldwide.
Founded in 2015 by Lewison Chen, PhotonPay provides global cash management services to businesses with its innovative core products including Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance.It is committed to building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquartered in Hong Kong, PhotonPay provides global transaction coverage and operates 8 offices worldwide, including in the UK, USA, China and Canada. Its solutions are entrusted by over 200,000 enterprises, with an annual transaction volume exceeding US$10 billion.
As the only payment processing technology and infrastructure provider headquartered in the Greater China region, Coshine offers excellent system stability, flexible and diverse customized solutions, a professional, efficient, and responsive service team, comprehensive API documentation, and a unique management platform. These capabilities meet PhotonPay’s high standards for convenience, stability, flexibility, security, availability, and innovation.
“This partnership with Coshine enables us to offer excellent card issuing technology, meeting the urgent needs of our customers for payment efficiency and security,” said Chao Xu, Vice President of PhotonPay, “This collaboration marks an important step for PhotonPay in expanding our global card issuing capabilities. We will continue to provide superior solutions that drive growth and enhance the customer experience for businesses worldwide.”
Yuki Xiao, Vice President of Coshine, said, “We are honored to have the opportunity to work with PhotonPay as the creative card issuing processor headquartered in Singapore. This partnership demonstrates the mutual strategic vision with PhotonPay in the field of cross-border payments. As the deepening of the cooperation, we will further explore in-depth, jointly develop and expand more innovative scenarios on card payment scenarios.”
Founded in 2015, PhotonPay is a digital financial infrastructure providing global funds management services to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance.
With strong compliance strength and technological innovation capabilities, PhotonPay is committing to building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquarters in Hong Kong and providing localized services through eight international offices, PhotonPay partners with a network of top-tier banks and global financial institutions and serves more than 200,000 enterprises globally. In 2024, PhotonPay was named one of the ‘2024 Forbes China Fintech Influential Enterprises Top 50’.
Relying on 20 years of technology accumulation in the payment field and mature Eastpay card issuance and acquiring product line, Coshine mainly provides card issuance, acquiring and 3DS processing services for banks, payment institutions and pan-payment service providers to help customers start and expand their payment business at low cost and quickly. At present, Coshine has obtained the qualification of Visa, Mastercard, UPI, JCB, Discover, Amex processor. In order to provide more secure processing service, Coshine has passed the certification of PCI DSS, PCI PIN, PCI 3DS, EMVCo, etc. In order to provide more stable processing service, Coshine has passed the certification of ISO9001, ISO14001 and ISO14001. In order to provide more stable processing service, Coshine has passed ISO9001, ISO27001, Class Protection Level 3 and other related certifications.
Media Contact
Company Name: PhotonPay – Photon Dance (Hong Kong) Limited
Email: Send Email
State: Hong Kong
Country: China
Website: https://www.photonpay.com/en/
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