Helcim
5.0/5
Best for Overall option
In-person: 0.4% + $0.08
Online: 0.5% + $0.25
Plus interchange
$0.00
Square POS
5.0/5
Best for Flat-rate option
In-person: 2.6% + $0.10
Online: 2.9% + $0.30
$0.00
and up.
Stripe
5.0/5
Best for Flat rate for online sales
In-person: 2.7% + $0.05
Online: 2.9% + $0.30
$0.00
National Processing
5.0/5
Best for Free terminal
2.5% + $0.10
for Basic In-Person Package.
$9.95
for Basic In-Person Package.
Payment Depot
4.0/5
Best for High sales volume
0.2% + $0.00
to 1.95%, plus interchange.
$79.00
and up.
U.S. Bank Merchant Services
Learn more
on U.S. Bank Merchant Services’ secure website
4.5/5
Best for Fast deposits
In-person: 2.6% + $0.10
Online: 2.9% + $0.30
$0.00
and up.
Learn more
on U.S. Bank Merchant Services’ secure website
Chase Payment Solutions℠
Learn more
on Chase Payment Solutions℠’s secure website
4.5/5
Best for Built-in banking partner
In-person: 2.6% + $0.10
Online: 2.9% + $0.25
$0.00
Monthly fee in some instances.
Learn more
on Chase Payment Solutions℠’s secure website
PaymentCloud
4.5/5
Best for High-risk businesses
2.4% + $0.10
to 3.5% + $0.25 on average.
$0.00
to $50.
Dharma Merchant Services
4.5/5
Best for Nonprofits
In-person: 0.15% + $0.08
Online: 0.2% + $0.11
Plus interchange
$15.00
for most industries; $12 for nonprofits.
QuickBooks Payments
4.5/5
Best for QuickBooks loyalists
In-person: 2.5% + $0.00
Online: 2.99% + $0.00
$0.00
QuickBooks subscription required.